Trauma & the Great Wealth Transfer — Financial Adviser AU CPD
The Great Wealth Transfer is more than a technical movement of assets. This course treats inheritance as an emotional, relational and physiological transition that can activate grief, family history, shame, conflict, vulnerability and changes in identity — and equips advisers to manage the human transition surrounding the financial transfer.
Accreditation and CPD hours
This course is structured to deliver 4 CPD hours across Client Care and Professionalism & Ethics.
CPD
4 CPD hours
| Category | Hours | Requirement |
|---|---|---|
| Client care and practice | 2 hours | Client care |
| Professionalism and ethics | 2 hours | Professionalism & ethics |
Accredited hours apply to Australian financial advisers, advisors and planners.
Who this course is for
This is for you if
- You advise clients who are inheriting, gifting or transferring wealth between generations
- You work with older clients making decisions about estate, succession or aged care
- You sit in family meetings where different generations want different things
- You have watched a technically sound recommendation stall because of grief or family history
- You want a defensible process for capacity, consent and undue influence
- You advise on family businesses, blended families or intergenerational succession
- You want CPD that counts towards both client care and ethics
Not for you if
- —You are looking for estate-planning tax or legal technical content
- —You want therapy training rather than adviser-scope practice skills
What you'll be able to do
Recognise trauma, grief and family history in wealth decisions
Understand how loss, deprivation, financial control and unfinished relationships shape how clients respond to an inheritance or a transfer.
Read capacity, not just competence
Identify nervous-system responses that reduce a client's ability to take in information, weigh options and make decisions they can stand behind.
Work with the family system, not around it
Recognise the roles, loyalties and power dynamics that surface around inheritance, and avoid becoming triangulated into them.
Facilitate safer intergenerational conversations
Prepare clients for family meetings, clarify who the client is, and make sure quieter family members keep a voice.
Respond to coercion, exploitation and scam risk
Distinguish an unwise decision from a coerced one, document observations rather than assumptions, and know when to pause, consult, escalate or refer.
Apply the GIFT practice framework
Ground before goals, identify history and power, facilitate voice and choice, and track capacity, risk and next steps.
Manage the human transition around the financial transfer
The Great Wealth Transfer is usually discussed in terms of economic scale, business opportunity and technical complexity. Yet every transfer also carries a human story. Clients may be receiving wealth while grieving a death, confronting unresolved family relationships or experiencing a profound disruption to their sense of identity.
Older clients may be facing questions of ageing, mortality, fairness, control and trust. Advisers can find themselves inside a family system where different generations hold very different expectations about money, responsibility and entitlement.
The adviser's task is not to remove every difficult emotion from wealth transfer. It is to create a process in which emotion, grief and family complexity do not undermine understanding, consent or client agency.
What the course gives you
- A capacity-based way to read client engagement in high-stakes meetings
- Language that supports decision-making without applying pressure
- A clear escalation and referral path for coercion and exploitation concerns
- The GIFT framework for before, during and after wealth-transfer conversations
- A protocol you can embed across your practice
What you get
Every enrolment includes lifetime access to the full course library, practical tools you can use in client meetings, and a certificate of completion.
- Six modules plus introduction, integration and assessment — 4 hours total
- The GIFT Trauma-Informed Wealth Transfer Conversation Guide
- Capacity, Coercion and Client Voice Adviser Checklist
- Intergenerational Meeting Preparation Template
- Wealth Transfer Referral and Escalation Map
- Case studies, reflection prompts and communication scripts
- Assessment with explanatory rationales and a certificate of completion
- Online, on-demand and self-paced with lifetime access
Course curriculum
8 chapters · 4 hours · audio, video, transcripts, worksheets and assessments
- 01Introduction — Beyond the Transfer of Assets (15 minutes)
- 02Module 1 — When Wealth Transfer Activates Trauma (30 minutes)
- 03Module 2 — What Families Inherit Besides Money (40 minutes)
- 04Module 3 — Capacity and the Nervous System During Wealth Transition (40 minutes)
- 05Module 4 — Grief, Shame and Conflict Around Inheritance (40 minutes)
- 06Module 5 — Coercion, Exploitation and Vulnerability (35 minutes)
- 07Module 6 — Trauma-Informed Wealth Transfer in Practice (25 minutes)
- 08Conclusion, Integration and Assessment (15 minutes)
Questions about this course
- How many CPD hours does this course carry?
- Four hours — two in client care and two in professionalism and ethics. The course is structured so those hours are clearly evidenced for your CPD log.
- Do I need to have completed Trauma & Money CPD 1 first?
- No. This course is designed as a companion to the adviser Trauma & Money course, but it stands alone. CPD 1 gives you a stronger foundation in nervous-system responses; this course focuses on inheritance, family systems and ethical risk.
- Is this therapy training?
- No. Everything sits inside adviser scope. The course is explicit about the limits of that role and about when to pause, consult or refer to legal, accounting, psychological or specialist support services.
- How is the course delivered?
- Online, on-demand and self-paced across six modules with an introduction, integration section and assessment — four hours in total.
- When does it open?
- Enrolment opens soon. Register your interest and we will email you the moment it is live, along with the CPD details for your log.
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Further reading
Ready to use this in your practice?
Enrol now for immediate access to the full course, resources and certificate of completion.
Great Wealth Transfer — Adviser AU CPD
4 CPD hours