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Procovo Institute

Sale price AU$97 AU$157 ends 15 November, 11:59 pm Sydney time — in

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Two chairs facing each other in a light-filled therapy room

75-minute masterclass · Statement of Completion

When Money Becomes Control

The subtle abuse clients rarely name — and therapists often miss.

Clients rarely say “I’m being financially abused.” They say “I’m just bad with money,” “My partner handles the bills,” or “I have to check before I spend.” Learn how to recognise coercive financial control in the room and respond without increasing client risk.

  • Identify covert red flags before physical or overt escalation
  • Ask safe exploratory questions that don’t trigger panic or defensiveness
  • Includes 5 downloadable clinical and safety resources
4.8 / 5 · 19 reviewsStatement of Completion

Currently on sale · AU$157 AU$97 · Supported fee available

What happens in the room

Control often hides behind everyday domestic tension.

01

The ‘careful budgeter’ narrative

The client rationalises extreme deprivation — rationing fuel, tracking grocery receipts, or having no access to their own bank cards — as their partner simply “being sensible with money.”

02

The coerced debt discovery

A client discloses loans, credit cards or car finance taken out in their name that they never benefited from, carrying deep shame for a financial mess they did not create.

03

The risk of the wrong question

You sense control, but aren’t sure how to explore it without triggering a defensive loyalty bind or creating a safety hazard for the client at home.

The wrong response can increase risk. The right response can validate what is happening and help the client access safety and support.

From uncertainty to safe, confident practice

What you can bring to your next session

Differentiate conflict from coercive control

Know when financial tension crosses from relationship friction into systematic deprivation, surveillance and sabotage.

Safe language scripts

Conversational prompts that gently invite clients to talk about money and autonomy without feeling interrogated or judged.

Trauma-informed risk awareness

Learn what not to say or recommend — and why well-meant financial suggestions can sometimes increase risk at home.

Cross-sector referral pathways

Clear frameworks for when and how to connect clients with specialist financial counsellors, legal and crisis services while holding the clinical space.

5 downloadable clinical tools

Agency Check-In, Language for Financial Safety, Financial Control Practice Audit, Practitioner Response Plan and Case Reflection Worksheet.

Learning outcomes

Understand financial abuse and coercive control

Learn the patterns, dynamics and tactics that can show up in a client’s financial life, even when abuse is never named.

Recognise signs in a therapy session

Notice what clients may say, avoid, minimise or normalise — and how it can appear in fees, access to money and relationship context.

Respond safely and within scope

Know how to hold the conversation without escalating risk, and when specialist referral or reporting may be required.

Protect client agency and your own practice

Apply clear boundaries, documentation and supervision practices that keep you and your client safe.

A focused, reflective masterclass

Inside the 75 minutes

Five focused chapters. Watch in one sitting or return across several, with lifetime access to all lessons and resources.

  1. 01

    Understanding Financial Abuse and Coercive Control

    Recognising when money becomes a tool of power, restriction and manipulation.

  2. 02

    The Psychology and Physiology of Financial Control

    How trauma, fear and nervous system responses influence financial autonomy and decision-making.

  3. 03

    Recognising the Hidden Signs of Financial Abuse

    Identifying subtle patterns of control, dependency, exploitation and financial entrapment.

  4. 04

    Responding Safely and Therapeutically

    Supporting disclosure, restoring agency and navigating conversations without increasing risk.

  5. 05

    Rebuilding Financial Safety, Choice and Autonomy

    Trauma-informed strategies for recovery, professional boundaries, safety planning and appropriate referrals.

  • 75-minute on-demand masterclass, watch any time
  • Statement of Completion
  • Reflective prompts on scope, safety and risk
  • Practical guidance for responding without escalating danger
  • Lifetime access to the recording and materials
When Money Becomes Control masterclass cover — recognising financial abuse and coercive control in therapy
Jane Monica-Jones, founder and lead educator at Procovo

Meet your instructor

Taught by Jane Monica-Jones

Founder & Lead Educator, Procovo Institute

Jane founded Procovo to close the gap between financial practice and trauma-informed care. A psychotherapist and financial therapist, author and educator, she has spent two decades training advisers, counsellors and mental health professionals in how money, stress and the nervous system interact — and turning that work into accredited programs practitioners can actually use with clients.

In this masterclass she brings that clinical lens to the financial lives of clients living with control — helping you notice what is hidden, respond safely and protect client agency.

More about Jane and Procovo

Clinical fit & professional scope

Is this masterclass right for you?

You’ll get the most value from these 75 minutes if any of these situations sound familiar in your practice.

Recognising financial abuse and control

  • Clients describe asking permission to buy essentials, having their spending monitored, or being unable to access their own accounts — and you want to recognise what may be happening.
  • You suspect financial abuse is hidden behind words like stress, bad luck, relationship problems or “my own poor decisions”.
  • You work with clients carrying debt they did not freely agree to, or living with enforced financial dependence.
  • You want to notice what clients minimise, avoid or normalise about money, control and safety in their relationships.

Safety, scope and ethical boundaries

  • You want to respond to possible financial abuse without escalating risk for your client.
  • You need clarity on your scope — and when specialist domestic and family violence, legal or financial referral may be required.
  • You want clear guidance on documentation, supervision and reporting considerations in your practice.

Client agency and the therapeutic relationship

  • You want to protect your client’s agency and self-determination rather than rushing to rescue or direct.
  • You want to work with the secrecy, shame and self-blame that often surround financial control.
  • You want a trauma-informed, ethically grounded framework you can use in sessions immediately.

Who it’s designed for

For psychotherapists, counsellors, psychologists, somatic practitioners and other mental health professionals — worldwide

You want clear clinical eyes for financial abuse in individual, couple or family therapy, and practical tools to respond safely.

Not the right fit if…

  • You are looking for financial advice, budgeting or debt counselling training
  • You want a business or marketing course about growing your practice income
  • You are a financial professional seeking CPD or CEU accreditation
  • You are seeking legal or debt-restructuring advice rather than relational and therapeutic intervention skills

Choose the fee that fits

One masterclass. Two ways to enrol.

The supported price is available for those who need it. Both options include the same masterclass, materials, lifetime access and Statement of Completion.

Standard enrolment

Sale price ends in —
Save AU$60
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A focused investment in the financial dynamics of your clinical relationships.

Enrol at standard fee — AU$97

Supported enrolment

AU$87

For those who need a lower fee. Choose this option directly — the same learning, without an extra application step.

Enrol at supported fee — AU$87

All prices in Australian dollars. Secure enrolment through Thinkific.

Prefer all three masterclasses? View the AU$257 bundle →

Before you enrol

Who is this masterclass for?

Psychotherapists, counsellors, psychologists, somatic practitioners and other mental health professionals — anywhere in the world. It is not designed for financial advisers, financial counsellors or financial professionals seeking CPD/CEU credits.

How long is it and when can I watch?

It is a 75-minute on-demand masterclass. You watch at your own pace, in one sitting or across several, with lifetime access.

Does it carry CPD or CE credit?

No. You receive a Statement of Completion, which many practitioners record as self-directed professional development.

Is this domestic violence or specialist abuse training?

This masterclass provides professional education and does not replace specialist domestic and family violence training, legal advice, financial advice, supervision, organisational procedures or jurisdiction-specific reporting and safety obligations.

How much is it?

On sale for AU$97 (normally AU$157) until 15 November, 11:59 pm Sydney time. A supported fee of AU$87 is also available.

Still have a question? Get in touch

See what is hidden in plain sight.

Recognise financial control sooner, and respond in ways that protect your client’s safety and agency.

Enrol now — AU$97
Enrol — AU$97